/* TAKARA — private-bank redesign */
:root{
 --ink:#0c0e11;--ink2:#14181d;--ink3:#1d2229;
 --green:#0f2a22;--green2:#15382d;
 --gold:#b08f55;--gold-l:#d4bb88;--gold-d:#8a6d3b;
 --paper:#f6f3ec;--paper2:#ece7dc;--white:#fff;
 --text:#1a1c20;--mute:#5b5f66;--line:rgba(12,14,17,.14);--line-d:rgba(255,255,255,.14);
 --serif:"Shippori Mincho","Cormorant Garamond",serif;
 --latin:"Cormorant Garamond","Shippori Mincho",serif;
 --sans:"Noto Sans JP",system-ui,sans-serif;
 --w:1240px;--ease:cubic-bezier(.2,.7,.2,1)
}
.zh{--serif:"Noto Serif SC","Cormorant Garamond",serif;--sans:"Noto Sans SC",system-ui,sans-serif}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--text);font:300 15.5px/1.95 var(--sans);letter-spacing:.03em;overflow-x:hidden;overflow-x:clip;-webkit-font-smoothing:antialiased;font-variant-numeric:lining-nums}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3{font-family:var(--serif);font-weight:500;letter-spacing:.04em;margin:0;line-height:1.45}
p{margin:0 0 1.1em}
.wrap{max-width:var(--w);margin:0 auto;padding:0 40px}
.narrow{max-width:860px}
.c{text-align:center}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--ink);padding:8px 14px;z-index:100}
.skip:focus{left:8px;top:8px}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.eyebrow{font:500 11px/1.4 var(--sans);letter-spacing:.28em;text-transform:uppercase;color:var(--gold-d);margin:0 0 18px;display:flex;align-items:center;gap:14px}
.eyebrow::before{content:"";width:28px;height:1px;background:currentColor;flex:none}
.todo{color:#9a3b2c !important;font-weight:400}

/* utility bar */
.util{background:var(--ink);color:rgba(255,255,255,.62);font-size:11.5px;letter-spacing:.08em}
.util-in{display:flex;justify-content:space-between;align-items:center;min-height:34px;gap:20px}
.util p{margin:0;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.util .sep{display:inline-block;width:1px;height:10px;background:rgba(255,255,255,.25);margin:0 14px;vertical-align:middle}
.lang{display:flex;flex:none;gap:2px;font-size:11px;letter-spacing:.14em}
.lang a,.lang span{padding:3px 9px;white-space:nowrap;text-decoration:none;border:1px solid transparent}
.lang .on{color:var(--gold-l);border-color:rgba(212,187,136,.4)}
.lang a:hover{color:#fff}
.lang.m{display:none}

/* header */
.hd{position:sticky;top:0;z-index:50;background:rgba(12,14,17,.97);color:#fff;border-bottom:1px solid var(--line-d);transition:background .4s,box-shadow .4s}
@supports(backdrop-filter:blur(8px)){.hd{background:rgba(12,14,17,.86);backdrop-filter:blur(12px) saturate(1.2)}}
.hd.s{box-shadow:0 10px 30px rgba(0,0,0,.25)}
.hd-in{display:flex;align-items:center;justify-content:space-between;height:84px;transition:height .4s var(--ease)}
.hd.s .hd-in{height:68px}
.logo{display:flex;align-items:center;gap:16px;text-decoration:none;color:#fff}
.logo img{height:38px;width:auto;transition:height .4s}
.hd.s .logo img{height:32px}
.logo span{display:flex;flex-direction:column;border-left:1px solid rgba(212,187,136,.35);padding-left:16px;line-height:1.3}
.logo b{font:500 15px var(--serif);letter-spacing:.12em}
.logo i{font:italic 400 13px var(--latin);color:var(--gold-l);letter-spacing:.06em}
.gnav{display:flex;align-items:center;gap:34px}
.gnav>a{text-decoration:none;font-size:13.5px;letter-spacing:.1em;position:relative;padding:8px 0;display:flex;flex-direction:column;align-items:center;line-height:1.35;color:rgba(255,255,255,.88)}
.gnav>a small{font:400 9.5px var(--sans);letter-spacing:.24em;text-transform:uppercase;color:var(--gold);opacity:.85}
.gnav>a:not(.nav-cta)::after{content:"";position:absolute;left:50%;right:50%;bottom:0;height:1px;background:var(--gold-l);transition:.35s var(--ease)}
.gnav>a:hover::after,.gnav>a.on::after{left:0;right:0}
.gnav>a:hover,.gnav>a.on{color:#fff}
.nav-cta{border:1px solid rgba(212,187,136,.6);padding:11px 22px !important;color:var(--gold-l) !important;transition:.3s}
.nav-cta:hover{background:var(--gold);color:var(--ink) !important;border-color:var(--gold)}
.burger{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;position:relative}
.burger span{position:absolute;left:10px;right:10px;height:1px;background:#fff;transition:.3s}
.burger span:first-child{top:18px}.burger span:last-child{top:26px}
.menu .burger span:first-child{top:22px;transform:rotate(45deg)}
.menu .burger span:last-child{top:22px;transform:rotate(-45deg)}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:14px;padding:16px 30px;font:400 13.5px var(--sans);letter-spacing:.14em;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:.35s var(--ease)}
.btn i{font-style:normal;transition:transform .35s var(--ease)}
.btn:hover i{transform:translateX(5px)}
.btn.gold{background:var(--gold);color:var(--ink);border-color:var(--gold)}
.btn.gold:hover{background:var(--gold-l);border-color:var(--gold-l)}
.btn.line{border-color:rgba(255,255,255,.45);color:#fff}
.btn.line:hover{border-color:#fff;background:rgba(255,255,255,.06)}
.tlink{display:inline-flex;align-items:center;gap:12px;font-size:13.5px;letter-spacing:.12em;text-decoration:none;border-bottom:1px solid var(--gold);padding-bottom:6px;color:var(--text)}
.tlink i{font-style:normal;color:var(--gold-d);transition:transform .35s var(--ease)}
.tlink:hover i{transform:translateX(5px)}
.tlink.light{color:#fff}.tlink.light i{color:var(--gold-l)}

/* hero */
.hero{position:relative;background:var(--ink);color:#fff;overflow:hidden;min-height:calc(100vh - 118px);min-height:calc(100svh - 118px);display:flex;flex-direction:column;justify-content:flex-end}
.hero .bgimg{position:absolute;inset:-4%;background-position:center;background-size:cover;opacity:.62;animation:kb 32s ease-in-out infinite alternate}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(12,14,17,.95) 0%,rgba(12,14,17,.7) 45%,rgba(12,14,17,.2) 100%),linear-gradient(0deg,rgba(12,14,17,.9),transparent 45%)}
@keyframes kb{from{transform:scale(1)}to{transform:scale(1.08) translate(-1%,-1%)}}
.hero-line{position:absolute;right:0;top:12%;width:62%;height:55%;z-index:1;opacity:.55}
.hero-line path{fill:none;stroke:var(--gold);stroke-width:1.2;vector-effect:non-scaling-stroke;stroke-dasharray:2400;stroke-dashoffset:2400;animation:draw 4.5s .6s var(--ease) forwards}
@keyframes draw{to{stroke-dashoffset:0}}
.hero-in{position:relative;z-index:2;padding-top:110px;padding-bottom:90px;width:100%}
.hero .eyebrow{color:var(--gold-l)}
.hero h1{font-size:clamp(40px,6.2vw,86px);line-height:1.28;letter-spacing:.08em;font-weight:500;margin-bottom:34px}
.zh .hero h1{letter-spacing:.06em}
.hero .lead{max-width:600px;color:rgba(255,255,255,.78);font-size:15.5px;margin-bottom:42px}
.hero-btns{display:flex;gap:16px;flex-wrap:wrap}
.hero-reg{position:relative;z-index:2;border-top:1px solid var(--line-d);background:rgba(12,14,17,.55)}
.hero-reg-in{display:grid;grid-template-columns:1fr 1fr 1.3fr}
.hero-reg-in>div{padding:22px 28px 22px 0;border-right:1px solid var(--line-d);margin-right:28px}
.hero-reg-in>div:last-child{border:0;margin:0}
.hero-reg small{display:block;font-size:11px;letter-spacing:.18em;color:var(--gold);margin-bottom:2px}
.hero-reg b{font:500 15px var(--serif);letter-spacing:.06em}

/* page hero */
.phero{position:relative;background:var(--ink);color:#fff;padding:96px 0 84px;overflow:hidden}
.phero .bgimg{position:absolute;inset:0;background-position:center;background-size:cover;opacity:.28}
.phero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(12,14,17,.97) 30%,rgba(12,14,17,.6))}
.phero .wrap{position:relative;z-index:1}
.phero .eyebrow{color:var(--gold-l)}
.phero h1{font-size:clamp(32px,4.4vw,56px);letter-spacing:.1em}
.phero .sub{margin:16px 0 0;color:rgba(255,255,255,.7);font-size:14.5px}
.crumb{font-size:11.5px;letter-spacing:.12em;color:rgba(255,255,255,.5);margin-bottom:46px;display:flex;gap:10px}
.crumb a{text-decoration:none}.crumb a:hover{color:#fff}

.subnav{position:sticky;top:68px;z-index:20;background:var(--paper);border-bottom:1px solid var(--line)}
.subnav .wrap{display:flex;gap:34px;overflow-x:auto;scrollbar-width:none}
.subnav a{flex:none;padding:18px 0;font-size:13px;letter-spacing:.1em;text-decoration:none;color:var(--mute);border-bottom:1px solid transparent;margin-bottom:-1px}
.subnav a:hover{color:var(--text);border-color:var(--gold)}

/* sections */
.sec{padding:130px 0;position:relative}
.sec.ink{background:var(--ink);color:#fff}
.sec.green{background:var(--green);color:#fff}
.sec.paper2{background:var(--paper2)}
.sec.ink .eyebrow,.sec.green .eyebrow{color:var(--gold-l)}
.sec-h{margin-bottom:64px;max-width:760px}
.sec-h h2,.h2{font-size:clamp(28px,3.2vw,44px);letter-spacing:.08em}
.sec-h .lead{margin-top:22px;color:var(--mute)}
.ink .sec-h .lead,.green .sec-h .lead{color:rgba(255,255,255,.66)}
.sec-h.mt,.mt{margin-top:90px}
.big{font:400 clamp(17px,1.6vw,21px)/2 var(--serif);letter-spacing:.05em;color:var(--text)}
.two{display:grid;grid-template-columns:5fr 7fr;gap:80px;align-items:start}
.two>.sec-h{position:sticky;top:150px;margin-bottom:0}

/* intro */
.intro-in{display:grid;grid-template-columns:5fr 6fr;gap:90px;align-items:start}
.intro-in .sec-h{margin-bottom:0}
.intro-txt p:not(.big){color:var(--mute)}
.figs{display:grid;grid-template-columns:repeat(4,1fr);margin-top:100px;border-top:1px solid var(--line)}
.fig{padding:34px 28px 0 0;border-right:1px solid var(--line);margin-right:28px}
.fig:last-child{border:0;margin:0}
.fig small{display:block;font-size:11.5px;letter-spacing:.14em;color:var(--mute)}
.fig b{display:block;font:400 clamp(44px,4.6vw,68px)/1.15 var(--latin);color:var(--ink);margin-top:10px;letter-spacing:.01em}
.fig b.t{font:500 clamp(22px,2.2vw,30px)/2.4 var(--serif);letter-spacing:.1em}
.fig em{font:500 14px var(--serif);font-style:normal;margin-left:6px;letter-spacing:.08em;color:var(--gold-d)}
.fig em:first-child{margin:0 6px 0 0}

/* services list */
.svcs{border-top:1px solid var(--line-d)}
.svc{display:grid;grid-template-columns:80px 1.1fr 1.4fr 40px;gap:40px;align-items:center;padding:44px 0;border-bottom:1px solid var(--line-d);text-decoration:none;position:relative;transition:padding .45s var(--ease)}
.svc::before{content:"";position:absolute;left:0;bottom:-1px;height:1px;width:0;background:var(--gold);transition:width .6s var(--ease)}
.svc:hover::before{width:100%}
.svc:hover{padding-left:14px}
.no{font:400 15px var(--latin);color:var(--gold);letter-spacing:.1em}
.svc .no{font-size:20px}
.svc .eyebrow{margin-bottom:8px}
.svc h3{font-size:clamp(20px,1.9vw,26px)}
.svc-d{color:rgba(255,255,255,.62);margin:0;font-size:14.5px}
.arr{font-style:normal;color:var(--gold-l);font-size:20px;transition:transform .35s var(--ease)}
.svc:hover .arr{transform:translateX(6px)}

/* markets */
.mks{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line-d);border-left:1px solid var(--line-d)}
.mk{padding:40px 30px 44px;border-right:1px solid var(--line-d);border-bottom:1px solid var(--line-d);transition:background .4s}
.mk:hover{background:rgba(255,255,255,.04)}
.mk .code{display:block;font:400 54px/1 var(--latin);color:var(--gold-l);margin-bottom:28px;letter-spacing:.04em}
.mk .eyebrow{font-size:10px;letter-spacing:.18em}.mk .eyebrow::before{display:none}
.mk h3{font-size:20px;margin-bottom:12px}
.mk p:last-child{color:rgba(255,255,255,.66);font-size:14px;margin:0}

/* approach */
.aps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--ink)}
.ap{padding:36px 30px 10px 0;margin-right:30px;border-right:1px solid var(--line)}
.ap:last-child{border:0;margin:0}
.rn{display:block;font:italic 400 30px var(--latin);color:var(--gold-d);margin-bottom:22px}
.ap h3{font-size:19px;margin-bottom:14px}
.ap p{color:var(--mute);font-size:14.5px}

/* quote */
.quote{background:var(--ink);color:#fff;text-align:center;overflow:hidden}
.quote .bgimg{position:absolute;inset:0;background-position:center;background-size:cover;opacity:.32}
.quote::after{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at center,rgba(12,14,17,.6),rgba(12,14,17,.95))}
.quote .wrap{position:relative;z-index:1}
.quote .eyebrow{justify-content:center;color:var(--gold-l)}
.quote .eyebrow::after{content:"";width:28px;height:1px;background:currentColor}
.quote blockquote{font:500 clamp(24px,3vw,40px)/1.7 var(--serif);letter-spacing:.08em;margin:10px 0 36px}
.quote p{color:rgba(255,255,255,.72)}
.sig{font:500 15px var(--serif);letter-spacing:.14em;color:var(--gold-l) !important;margin:30px 0 40px}
blockquote.sm{font:500 20px/1.8 var(--serif);letter-spacing:.1em;border-left:1px solid var(--gold);padding-left:24px;margin:34px 0;color:var(--ink)}
#message .sig{color:var(--gold-d) !important}

/* disclosure */
.gov{display:grid;grid-template-columns:5fr 7fr;gap:80px;align-items:start}
.gov .sec-h{margin-bottom:30px}
.gov p{color:var(--mute)}
.links{display:flex;gap:30px;flex-wrap:wrap;margin-top:34px}
.disc{margin:0;border-top:1px solid var(--ink);background:var(--white)}
.disc>div{display:grid;grid-template-columns:200px 1fr;gap:24px;padding:18px 26px;border-bottom:1px solid var(--line)}
.disc dt{font-size:12.5px;letter-spacing:.08em;color:var(--mute)}
.disc dd{margin:0;font:500 15px/1.8 var(--serif);letter-spacing:.04em}
.disc dd.todo{font:400 13px/1.8 var(--sans)}
.disc.dark{background:transparent;border-top-color:rgba(212,187,136,.5)}
.disc.dark>div{border-color:var(--line-d);padding:13px 0;grid-template-columns:220px 1fr}
.disc.dark dt{color:rgba(255,255,255,.5)}
.disc.dark dd{color:rgba(255,255,255,.88);font-size:14px}
.disc.dark dd.todo{color:#e3a493 !important}

/* news */
.news-wrap{display:grid;grid-template-columns:4fr 8fr;gap:80px}
.news-wrap .sec-h{margin-bottom:34px}
.news{list-style:none;margin:0;padding:0;border-top:1px solid var(--ink)}
.news li{padding:30px 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:130px 1fr;column-gap:30px}
.news li>*:not(time){grid-column:2}
.news time{grid-row:1/span 3;font:400 17px var(--latin);letter-spacing:.06em;color:var(--gold-d);padding-top:2px}
.news h3{font-size:17px;line-height:1.7;margin-bottom:8px}
.news p{color:var(--mute);font-size:14px;margin:0 0 6px}
.news .src{font-size:12.5px;color:var(--gold-d);text-decoration:none;border-bottom:1px solid rgba(176,143,85,.4)}
.news .src:hover{border-color:var(--gold-d)}
.ytabs{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:34px}
.ytabs button{font:400 16px var(--latin);letter-spacing:.08em;background:none;border:1px solid var(--line);padding:8px 22px;cursor:pointer;color:var(--mute);transition:.3s}
.ytabs button:hover{border-color:var(--gold)}
.ytabs button.on{background:var(--ink);color:var(--gold-l);border-color:var(--ink)}

/* services page */
.sv{padding:110px 0;border-bottom:1px solid var(--line)}
.sv:nth-child(odd){background:var(--paper2)}
.sv-in{display:grid;grid-template-columns:5fr 7fr;gap:80px}
.sv-h .no{font-size:64px;display:block;line-height:1;margin-bottom:26px;color:var(--gold)}
.sv-h h2{font-size:clamp(24px,2.6vw,34px)}
.mini{font:500 12px var(--sans);letter-spacing:.2em;color:var(--gold-d);margin:40px 0 14px}
.ticks{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.ticks li{padding:15px 0 15px 34px;border-bottom:1px solid var(--line);position:relative}
.ticks li::before{content:"";position:absolute;left:4px;top:50%;width:14px;height:1px;background:var(--gold)}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,1fr);counter-reset:s;border-top:1px solid var(--ink)}
.steps li{padding:30px 22px 20px 0;position:relative}
.steps li::after{content:"";position:absolute;top:-4px;left:0;width:7px;height:7px;background:var(--gold);transform:rotate(45deg)}
.steps span{display:block;font:400 34px var(--latin);color:var(--gold-d);margin:6px 0 14px}
.steps h3{font-size:17px;margin-bottom:10px}
.steps p{font-size:13.5px;color:var(--mute)}
.note{font-size:12.5px;color:var(--mute);margin-top:50px}

/* company */
.msg{display:grid;grid-template-columns:5fr 7fr;gap:90px;align-items:start}
.msg-img{position:sticky;top:150px}
.msg-img img{aspect-ratio:4/5;object-fit:cover;width:100%}
.msg-img .cap{font:italic 14px var(--latin);color:var(--mute);margin-top:12px;letter-spacing:.1em}
.vals{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line-d)}
.vals>div{padding:36px 30px 20px 0;border-right:1px solid var(--line-d);margin-right:30px}
.vals>div:last-child{border:0;margin:0}
.vals .rn{color:var(--gold-l)}
.vals b{display:block;font:500 26px var(--serif);letter-spacing:.12em}
.vals small{display:block;font:italic 15px var(--latin);color:var(--gold);margin:4px 0 18px;letter-spacing:.06em}
.vals p{color:rgba(255,255,255,.64);font-size:14px}
.dl{margin:0;border-top:1px solid var(--ink)}
.dl>div{display:grid;grid-template-columns:180px 1fr;gap:20px;padding:22px 0;border-bottom:1px solid var(--line)}
.dl dt{font-size:13px;color:var(--mute);letter-spacing:.08em}
.dl dd{margin:0}
.dl.sm>div{grid-template-columns:90px 1fr;padding:14px 0;font-size:13.5px}
.lic{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.licc{background:var(--white);padding:40px 34px;border-top:2px solid var(--gold)}
.licc h3{font-size:20px;margin-bottom:16px}
.licc b{display:block;font:500 17px var(--serif);color:var(--ink);padding:14px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-bottom:16px}
.licc p:last-child{color:var(--mute);font-size:13.5px;margin:0}
.licc .eyebrow{font-size:10px}.licc .eyebrow::before{display:none}
.plist{list-style:none;margin:0;padding:0;border-top:1px solid var(--ink)}
.plist li{display:flex;gap:26px;padding:20px 0;border-bottom:1px solid var(--line)}
.plist span{font:400 17px var(--latin);color:var(--gold-d);flex:none}
.addr{font:500 17px var(--serif);margin-bottom:24px}
.map{aspect-ratio:16/10;background:var(--paper2)}
.map iframe{width:100%;height:100%;border:0}

/* compliance */
.govs{display:grid;grid-template-columns:repeat(3,1fr);margin-top:90px;border-top:1px solid var(--ink)}
.gv{padding:36px 34px 30px 0;border-bottom:1px solid var(--line)}
.gv:not(:nth-child(3n)){border-right:1px solid var(--line);margin-right:34px}
.gv .no{display:block;margin-bottom:18px;font-size:18px;color:var(--gold-d)}
.gv h3{font-size:19px;margin-bottom:12px}
.gv p{color:var(--mute);font-size:14.5px;margin:0}
.pols{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line-d);border:1px solid var(--line-d)}
.pol{background:var(--ink);padding:38px 30px;text-decoration:none;position:relative;min-height:190px;transition:background .35s}
.pol:hover{background:var(--ink3)}
.pol .eyebrow{font-size:10px}.pol .eyebrow::before{display:none}
.pol h3{font-size:18px}
.pol i{position:absolute;right:28px;bottom:26px;font-style:normal;color:var(--gold-l)}

/* faq */
.faq{border-top:1px solid var(--ink)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;gap:22px;align-items:baseline;padding:26px 50px 26px 0;font:500 17px/1.7 var(--serif);letter-spacing:.05em;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:8px;top:22px;font:300 26px var(--latin);color:var(--gold-d);transition:transform .3s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .q{font:italic 400 22px var(--latin);color:var(--gold-d);flex:none;width:18px}
.faq .a{display:flex;gap:22px;padding:0 50px 28px 0}
.faq .a p{margin:0;color:var(--mute)}
.faq .a a{color:var(--gold-d)}

/* contact */
.contact{display:grid;grid-template-columns:4fr 7fr;gap:90px;align-items:start}
.c-side h2{font-size:30px;margin-bottom:22px}
.c-side>p{color:var(--mute)}
.c-side .dl{margin:30px 0}
.form{display:grid;gap:26px;background:var(--white);padding:50px;border-top:2px solid var(--gold)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.form label{display:flex;flex-direction:column;gap:8px;font-size:13px;letter-spacing:.08em}
.form em{font-style:normal;font-size:10.5px;color:var(--gold-d);letter-spacing:.14em;margin-left:6px}
.form input,.form select,.form textarea{font:400 15px var(--sans);padding:14px 16px;border:1px solid var(--line);background:var(--paper);color:var(--text);border-radius:0;width:100%;transition:border-color .3s}
.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--gold);outline:none;background:#fff}
.form .chk{flex-direction:row;align-items:center;gap:12px}
.form .chk input{width:18px;height:18px;accent-color:var(--gold-d)}
.form .chk a{color:var(--gold-d)}
.form .btn{justify-self:start}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}

/* policy */
.policy h2{font-size:24px;margin:70px 0 20px;padding-top:20px;border-top:1px solid var(--ink)}
.policy ol{padding-left:1.4em}
.policy li{margin-bottom:10px}
.policy a{color:var(--gold-d)}
.policy p.todo{border-left:2px solid #9a3b2c;padding:10px 16px;background:#fff;font-size:13.5px}

/* cta + footer */
.cta{background:var(--green);color:#fff;padding:100px 0}
.cta-in{display:flex;justify-content:space-between;align-items:center;gap:60px}
.cta .eyebrow{color:var(--gold-l)}
.cta h2{font-size:clamp(26px,3vw,40px);letter-spacing:.08em;margin-bottom:18px}
.cta p:last-child{color:rgba(255,255,255,.7);max-width:640px;margin:0}
.cta .btn{flex:none}
.ft{background:var(--ink);color:rgba(255,255,255,.7);padding:90px 0 30px;font-size:13.5px}
.ft-top{display:grid;grid-template-columns:5fr 3fr 4fr;gap:60px;padding-bottom:60px;border-bottom:1px solid var(--line-d)}
.ft-brand p{margin-top:26px;line-height:1.9}
.ft-nav{display:flex;flex-direction:column;gap:10px}
.ft-nav a{text-decoration:none;width:fit-content}
.ft-nav a:hover{color:var(--gold-l)}
.ft-disc{padding:50px 0 40px;border-bottom:1px solid var(--line-d)}
.ft-disc .eyebrow{color:var(--gold-l)}
.risk{margin-top:26px;font-size:12.5px;color:rgba(255,255,255,.55);max-width:900px}
.risk .todo{display:block;margin-top:6px;color:#e3a493 !important}
.copy{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;padding-top:26px;font:400 13px var(--latin);letter-spacing:.08em;color:rgba(255,255,255,.4)}

/* reveal */
.rv{opacity:0;transform:translateY(24px);transition:opacity 1s var(--ease),transform 1s var(--ease)}
.rv.in{opacity:1;transform:none}
.no-js .rv{opacity:1;transform:none}

/* responsive */
@media (max-width:1180px){
 .gnav{gap:22px}.gnav>a small{display:none}.logo span{display:none}
}
@media (max-width:980px){
 .wrap{padding:0 28px}
 .hd{-webkit-backdrop-filter:none;backdrop-filter:none;background:var(--ink)}
 .burger{display:block;z-index:2}
 .gnav{position:fixed;inset:0;top:0;background:var(--ink);flex-direction:column;align-items:stretch;justify-content:center;gap:0;padding:100px 32px 40px;transform:translateX(100%);visibility:hidden;transition:transform .5s var(--ease),visibility .5s;z-index:-1;overflow-y:auto}
 .menu .gnav{transform:none;visibility:visible}
 .menu{overflow:hidden}
 .gnav>a{flex-direction:row;justify-content:space-between;align-items:baseline;padding:18px 0;border-bottom:1px solid var(--line-d);font:500 20px var(--serif)}
 .gnav>a small{display:block;order:2}
 .gnav>a::after{display:none}
 .nav-cta{margin-top:30px;justify-content:center !important;font-size:15px !important}
 .lang.m{display:flex;justify-content:center;margin-top:26px}
 .logo span{display:flex}
 .hero-reg-in,.figs,.mks,.aps,.vals,.lic,.govs,.pols{grid-template-columns:1fr 1fr}
 .hero-reg-in>div:nth-child(2){border:0;margin:0}
 .hero-reg-in>div:last-child{grid-column:1/-1;border-top:1px solid var(--line-d)}
 .fig:nth-child(2),.ap:nth-child(2),.vals>div:nth-child(2){border:0;margin-right:0}
 .fig{padding-bottom:30px}
 .gv:not(:nth-child(3n)){border-right:0;margin-right:0}
 .gv:nth-child(odd){border-right:1px solid var(--line);margin-right:34px}
 .intro-in,.two,.gov,.news-wrap,.sv-in,.msg,.contact{grid-template-columns:1fr;gap:50px}
 .two>.sec-h,.msg-img{position:static}
 .msg-img img{aspect-ratio:16/9}
 .svc{grid-template-columns:50px 1fr 30px;gap:20px}
 .svc-d{grid-column:2/3}
 .svc .arr{grid-row:1;grid-column:3}
 .steps{grid-template-columns:1fr 1fr;gap:0 30px}
 .ft-top{grid-template-columns:1fr 1fr}.ft-brand{grid-column:1/-1}
 .cta-in{flex-direction:column;align-items:flex-start}
 .util .sep{display:none}
}
@media (max-width:640px){
 body{font-size:14.5px}
 .wrap{padding:0 20px}
 .util p{font-size:10.5px}
 .util p{white-space:normal;line-height:1.5;padding:6px 0}
 .hd-in{height:68px}.logo img{height:30px}.logo span{padding-left:12px}.logo b{font-size:13px}.logo i{font-size:11.5px}
 .sec{padding:84px 0}.sv{padding:76px 0}
 .sec-h{margin-bottom:44px}
 .hero-in{padding-top:70px;padding-bottom:60px}
 .hero-line{width:100%;opacity:.35}
 .hero-reg-in,.figs,.mks,.aps,.vals,.lic,.govs,.pols,.steps,.row2{grid-template-columns:1fr}
 .hero-reg-in>div,.hero-reg-in>div:nth-child(2){padding:16px 0;margin:0;border-right:0;border-bottom:1px solid var(--line-d)}
 .fig,.ap,.vals>div,.gv,.gv:nth-child(odd){border-right:0 !important;margin-right:0 !important;border-bottom:1px solid var(--line)}
 .vals>div{border-color:var(--line-d)}
 .fig{padding:24px 0}
 .figs{margin-top:60px}
 .svc{grid-template-columns:1fr 24px;padding:32px 0}
 .svc .no{grid-column:1}
 .svc-t,.svc-d{grid-column:1}
 .svc .arr{grid-row:1;grid-column:2}
 .svc:hover{padding-left:0}
 .disc>div,.disc.dark>div,.dl>div{grid-template-columns:1fr;gap:4px}
 .disc>div{padding:14px 18px}
 .news li{grid-template-columns:1fr}
 .news li>*{grid-column:1 !important}
 .news time{grid-row:auto}
 .form{padding:28px 20px}
 .ft-top{grid-template-columns:1fr}
 .phero{padding:60px 0 56px}.crumb{margin-bottom:30px}
 .subnav{top:68px}
 .util{display:none}
 .subnav .wrap{gap:26px}
 .steps li{padding-right:0}
}
@media (prefers-reduced-motion:reduce){
 html{scroll-behavior:auto}
 *,*::before,*::after{animation:none !important;transition:none !important}
 .rv{opacity:1;transform:none}
 .hero-line path{stroke-dashoffset:0}
}
.msg-img.ceo img{filter:none;object-position:center top;max-width:420px}.msg-img.ceo .cap{font:500 15px/1.6 var(--serif,serif);font-style:normal;color:inherit}
/* ---- English ---- */
.en{--serif:"Playfair Display","Cormorant Garamond",Georgia,serif;--sans:"Inter","Helvetica Neue",Arial,sans-serif}
/* ---- article (news detail) ---- */
.art{max-width:820px}
.art-lead{font:500 clamp(17px,1.6vw,20px)/2 var(--serif);color:var(--text);padding-bottom:28px;margin:0 0 36px;border-bottom:1px solid var(--line)}
.art-body{color:var(--text);font-size:16px;line-height:2.05}
.art-body h3{font:500 clamp(19px,1.8vw,23px)/1.6 var(--serif);margin:2.4em 0 .8em;padding-left:16px;border-left:2px solid var(--gold)}
.art-body p{margin:0 0 1.2em}.art-body ul,.art-body ol{margin:0 0 1.4em;padding-left:1.4em}.art-body li{margin:.35em 0}
.art-body table{width:100%;border-collapse:collapse;margin:1.2em 0 1.8em;font-size:14.5px}
.art-body th,.art-body td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.art-body th{background:var(--paper2);font-weight:500}
.art-src{margin-top:48px;padding:24px 26px;background:var(--white);border:1px solid var(--line)}
.art-src h4{margin:0 0 10px;font:500 14px/1.4 var(--latin);letter-spacing:.14em;color:var(--gold-d)}
.art-src ul{margin:0;padding-left:1.2em;font-size:13.5px;line-height:1.9}
.art-src a{color:var(--text);text-decoration:underline;text-underline-offset:3px;word-break:break-all}
.art-note{margin-top:22px;font-size:12.5px;color:var(--mute)}
.art-nav{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:44px}
.art-nav a{display:block;padding:18px 20px;border:1px solid var(--line);background:var(--white);text-decoration:none}
.art-nav a:hover{border-color:var(--gold)}.art-nav .next{text-align:right}
.art-nav small{display:block;font:400 12px/1 var(--latin);letter-spacing:.12em;color:var(--gold-d);margin-bottom:8px}
.art-nav span{font:500 14.5px/1.6 var(--serif);color:var(--text)}
.art-back{margin-top:36px;text-align:center}.art-back a{color:var(--gold-d);text-decoration:none;border-bottom:1px solid var(--gold-d);padding-bottom:4px}
.news h3 a{color:inherit;text-decoration:none}.news h3 a:hover{color:var(--gold-d)}
@media(max-width:600px){.art-nav{grid-template-columns:1fr}.art-nav .next{text-align:left}}
/* ---- intro (logo) ---- */
.tkintro{display:none}
.has-intro body{overflow:hidden}
.has-intro .tkintro{display:flex;position:fixed;inset:0;z-index:9999;align-items:center;justify-content:center;background:radial-gradient(ellipse at 50% 45%,#1d2229 0%,var(--ink) 62%);cursor:pointer;transition:transform 1s cubic-bezier(.77,0,.18,1)}
.tkintro.out{transform:translateY(-100%)}
.tki-in{display:flex;flex-direction:column;align-items:center}
.tki-logo{position:relative;width:min(420px,66vw);overflow:hidden}
.tki-logo img{display:block;width:100%;height:auto;clip-path:inset(100% 0 0 0);animation:tkRise 1.4s cubic-bezier(.65,0,.35,1) .2s forwards}
.tki-shine{position:absolute;inset:0;background:linear-gradient(105deg,transparent 35%,rgba(255,240,200,.75) 50%,transparent 65%);mix-blend-mode:overlay;transform:translateX(-120%);animation:tkShine 1.1s ease-in-out 1.5s forwards;-webkit-mask:url(img/logo.png) center/100% 100% no-repeat;mask:url(img/logo.png) center/100% 100% no-repeat}
.tki-line{display:block;height:1px;width:0;margin-top:30px;background:linear-gradient(90deg,transparent,var(--gold),transparent);animation:tkLine 1.1s cubic-bezier(.65,0,.35,1) 1.1s forwards}
.tki-tag{margin:18px 0 0;font:italic 400 clamp(15px,1.6vw,19px)/1 var(--latin);letter-spacing:.3em;color:var(--gold-l);opacity:0;transform:translateY(8px);animation:tkFade .9s ease 1.6s forwards}
@keyframes tkRise{to{clip-path:inset(0 0 0 0)}}@keyframes tkShine{to{transform:translateX(120%)}}@keyframes tkLine{to{width:min(300px,50vw)}}@keyframes tkFade{to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.tkintro{display:none!important}}
.risk .fee{display:block;margin-top:10px}
/* ---- disclosure table: editorial hairline style (no white box) ---- */
.disc:not(.dark){background:transparent;border-top:1px solid var(--gold);border-bottom:1px solid var(--gold);position:relative}
.disc:not(.dark)>div{grid-template-columns:190px 1fr;gap:28px;padding:22px 0;border-bottom:1px solid rgba(138,109,59,.22);align-items:baseline}
.disc:not(.dark)>div:last-child{border-bottom:0}
.disc:not(.dark) dt{font:500 11.5px/1.6 var(--sans);letter-spacing:.14em;color:var(--gold-d)}
.disc:not(.dark) dd{font:500 16.5px/1.75 var(--serif);color:var(--text);letter-spacing:.03em}
.disc:not(.dark)>div:hover dd{color:var(--ink)}
@media(max-width:900px){.disc:not(.dark)>div{grid-template-columns:1fr;gap:4px;padding:16px 0}}

@media (max-width:980px){.msg-img.ceo img{aspect-ratio:4/5;max-width:340px}}
@media (max-width:640px){.msg-img.ceo img{max-width:280px}}
@media (max-width:640px){.quote blockquote{font-size:19px;letter-spacing:.04em}.quote blockquote.sm{font-size:19px}}
@media (max-width:640px){.crumb{min-width:0}.crumb>*{flex:none}.crumb>:last-child{flex:1 1 auto;min-width:0;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}}